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BHIM’s 15.5M transactions accounted for only 2.1% of UPI payments in June 2019

The number of transactions on the Bharat Interface for Money (BHIM) UPI app was 15.5 million for the month of June 2019, down 1.8% from 15.8 million last month. The total value of the transactions stood at Rs 6,202.5 crore, down 6.4% from Rs 6,627.4 crore over May, according to data provided by the National Payments Corporation of India (NPCI). The NPCI is the bank-owned organization that runs the Unified Payments Interface (UPI). In the previous month, the Economic Times reported, citing sources, that Google Pay reported 240 million transactions, Flipkart-owned PhonePe reported around 230 million, and Alibaba owned Paytm reported 200 million in transactions. There is no data available on WhatsApp payments since its initial launch. There were 754.5 million UPI transactions in June 2019, with Rs 146,566 crore being transacted. Thus, BHIM processed only 2.1% of all UPI transactions and accounted for 4.2% of the amount transacted in June. In the previous month, BHIM had accounted for 2.1% of all UPI transactions and processed 4.3% of the amount transacted. Currently, BHIM is live on 111 banks, down from 112 as compared to the previous month, and has seen over 45.5 million app downloads. However, the NPCI which developed BHIM, does not give information on the number of virtual payment addresses (VPAs) created and the number of accounts linked to the UPI. In terms of net additions, the number of transactions for BHIM declined by 0.28 million in June 2019 – the highest addition was in June 2018 –…

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