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But ground rules set up by the RBI reveal that not everyone will be allowed to provide the offline service.
Addressing concerns regarding transaction fees and inclusivity of digital payments is crucial, but payment frauds go hand-in-hand with growth in digital payments.
The frustrated company flagged a public endorsement of RuPay from Prime Minister Modi as proof.
Visa's mysterious absence from the central bank's list of SAR compliant entities prompts further questions.
Besides an increase over last month, the month of October also saw the highest number of average UPI transactions in a day.
PhonePe's recent decision may be an experiment to achieve compliance with the NPCI guidelines on market share.
Despite facilitating payments, big tech firms have mostly remained tight-lipped about their data collection and storage practices.