Bangalore-based payments solutions company Ezetap has launched an open-platform, GPRS based point-of-sale (PoS) terminal called EzeSmart, which is Aadhaar Pay enabled and has eKYC (Know Your Customer) authentication option as well. EzeSmart also supports other payment modes such as UPI and Bharat QR, besides mobile wallets, and credit and debit cards. So, if a customer has an Aadhaar linked bank account, they can complete a transaction by simply authenticating their fingerprint with that saved in the Aadhaar database via the fingerprint sensor of the device. Similarly, a business' eKYC requirements can also be carried out using EzeSmart. As of now, BigBasket is already using the EzeSmart terminal. Ezetap isn't the first. Mobile PoS terminal provider, Paynear had rolled out an Aadhaar Pay pilot in Hyderabad in June last year. The pilot began with 50 merchants in the city, and the company's CEO Priti Shah had told MediaNama that there were still a number of interconnection issues which needed to be fixed before they could roll it out on a bigger scale. Aadhaar Pay had been launched in January last year, which allows any one with an Aadhaar linked bank account to make and receive payments with a thumb impression alone. It is not the same as the Aadhaar Enabled Payment System (AEPS), which allows cash withdrawal, deposit and funds transfer at PoS (MicroATM) terminals, through a business correspondent of any bank via Aadhaar authentication. PoS in India Note that as per RBI data, there were 3.03 million PoS terminals in the country in December 2017, up 71% from…
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