wordpress blog stats
Connect with us

Hi, what are you looking for?

IRCTC, UBI partner to launch RuPay-based cash card to book train tickets


Indian Railway Catering and Tourism Corporation (IRCTC) has partnered with Union Bank of India (UBI) to offer a RuPay prepaid card which will let users book train tickets and buy goods or services from the IRCTC portal. The card has been developed jointly by IRCTC, UBI and National Payment Corporation of India (NPCI).

Balance limits of upto Rs 50,000

The card can be loaded with an amount convenient for the user to book railway tickets, and good and services from the IRCTC website. Every month, the first five transactions done through the card on IRCTC to buy railway tickets will be free of cost for the first 6 months. After 6 months, and after the first five free transactions, every transaction would cost Rs 10. In both, the physical and virtual cards, the partial KYC will have a limit of Rs 10,000 whereas the full KYC card will extend to Rs 50,000. Each transaction done through this card will beget reward points but IRCTC/UBI do not specify where these points can be used or to redeem what.

Full KYC card holders get insurance


The partial and full KYC cards will be valid for three years and once expired, users will have to apply for new cards. The virtual card will be valid only for a year, where users will need to reapply for a new card after a year. A full KYC card holder will receive a free accidental death insurance cover of Rs 2 lakh. According to IRCTC, both the cards are available through the IRCTC website or UBI’s website.

Advertisement. Scroll to continue reading.

Cashless transactions and financial inclusion

The card may find usage for IRCTC, e-catering, tourism, Archaeological Survey of India (which lets users book tickets to the Taj Mahal and Humayun’s Tomb online) and schools and colleges. Details on how to register for a card or add balance to it here. IRCTC claims that this is the first card in India where virtual and physical cards will be issued to its users. At the launch, Railway Minister Suresh Prabhu said that the IRCTC would continue partnering with banks and financial institutions for the benefit of its customers as well as financial inclusion.

Other developments:

– Earlier this month, IRCTC tied with Amazon.in to sell various products to IRCTC customers.

– Last month, IRCTC tied up with Jubilant Foodworks to deliver Dominos’ pizza to the passenger’s seat if they were traveling across selected stations in India. Passengers of IRCTC could book their pizza online, through SMS or through calls, in addition to using the IRCTC’s e-catering service which serves veg/non-veg thali and veg/non-veg biryani alongside.

Last month, IRCTC had also tied-up with BookMyTrain.com to introduce cash on delivery (CoD) payment mode for buying train tickets.

Advertisement. Scroll to continue reading.

– In October last year, NPCI had mentioned that users could book train tickets on IRCTC using the RuPay debit card.

– In the same month, Indian Railways tied up with Citibank to offer EMI facility for e-ticket bookings on the IRCTC portal.

Written By

I'm a MediaNama alumna from 2015-16 (remember TinyOwl?) now back to cover e-services like food and grocery delivery, app based transport and policies, platforms and media in India.

MediaNama’s mission is to help build a digital ecosystem which is open, fair, global and competitive.



The Delhi High Court should quash the government's order to block Tanul Thakur's website in light of the Shreya Singhal verdict by the Supreme...


Releasing the policy is akin to putting the proverbial 'cart before the horse'.


The industry's growth is being weighed down by taxation and legal uncertainty.


Due to the scale of regulatory and technical challenges, transparency reporting under the IT Rules has gotten off to a rocky start.


Here are possible reasons why Indians are not generating significant IAP revenues despite our download share crossing 30%.

You May Also Like


Google has released a Google Travel Trends Report which states that branded budget hotel search queries grew 179% year over year (YOY) in India, in...


135 job openings in over 60 companies are listed at our free Digital and Mobile Job Board: If you’re looking for a job, or...


Rajesh Kumar* doesn’t have many enemies in life. But, Uber, for which he drives a cab everyday, is starting to look like one, he...


By Aroon Deep and Aditya Chunduru You’re reading it here first: Twitter has complied with government requests to censor 52 tweets that mostly criticised...

MediaNama is the premier source of information and analysis on Technology Policy in India. More about MediaNama, and contact information, here.

© 2008-2021 Mixed Bag Media Pvt. Ltd. Developed By PixelVJ

Subscribe to our daily newsletter
Your email address:*
Please enter all required fields Click to hide
Correct invalid entries Click to hide

© 2008-2021 Mixed Bag Media Pvt. Ltd. Developed By PixelVJ