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#NAMA: GOQii founder Vishal Gondal on issues of bias, discrimination, and accuracy of health data

"There is fundamentally no disincentive in how someone's health data can be used to determine their insurance premiums. Of course, somebody who is doing more effort, walking more, exercising more, gets more benefits versus somebody who is doing less," said Vishal Gondal, founder of wearables company GOQii when asked if use of health data can make insurance premiums discriminatory. He also noted that health data can potentially help us in moving away from traditional healthcare practices, and adapting to teleconsults, and help insurance companies in developing tailor-made health insurance for their customers. Gondal was speaking at MediaNama’s discussion on the impact of the PDP Bill on the healthcare sector held on June 19. This discussion was supported by Microsoft, Google, TMT Law Practice and the Telemedicine Society of India. Comments have been edited for brevity and clarity. Watch Gondal's bit from our discussion: [embed]https://www.youtube.com/watch?v=ETXRyP7NV5A&feature=youtu.be[/embed] Addressing issues of bias, discrimination, and accuracy 1. What if algorithmic bias leads to discriminatory insurance premiums?  When asked, by Mozilla’s Udbhav Tiwari, how companies like GOQii mitigate unavoidable biases and discrimination in the outcome that is inferred from people's health data, Gondal claimed that the issue of bias doesn't even arise. “The way we think is how we can incentivise you for healthy behaviour. There are no negative points for anything. In fact, we have a system called GOQii Cash, it’s like virtual currency; and everything you do, you get cash in the game. This cash can be used to get discounts to buy healthy products,” he…

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