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Uber launches insurance for its drivers in India (again?)

By Nikhil Cariappa

Indian Uber drivers will now get insurance from HDFC Life worth Rs 2 lakh – 10 lakh. Furthermore, their family members (driver, spouse, and first two children) are eligible for a separate family health insurance from Reliance General Insurance. They can even avail micro loans from Supermoney (GetClarity Fintech services). The micro loans range from Rs 5000 – 25000 at a monthly interest rate of 2%.

We have contacted Uber regarding this policy and will update this when they respond.

In September, it said it would provide life insurance cover to its UberEats delivery personnel in partnership with Tata AIG. The benefit cover amounted to Rs 5 lakh against accidental death and permanent disability, for when the delivery fleet were on the road delivering for UberEats.

Last month, Uber re-introduced phone number masking on its platform. Uber had actually launched this in India in 2015. At the time, Uber said that it had tested the technology with ‘hundreds of drivers’ in different cities, and planned to roll this out in the country ‘soon.’ It worked for a while till it did not.

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Extension of UberCLUB?

Three years ago, Uber launched a driver loyalty programme called UberCLUB based on drivers’ performance. The programme had three tiers – silver, gold and diamond – where the rewards included customized vouchers and discounts on products and services across categories including health and life insurance, subscription to 24/7 medical assistance, automobile maintenance, discounts on groceries, education scholarships and free online education courses among others.

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