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Q1FY19: Canara Bank reports 9.5M mobile users; Union Bank has 2.25M

In this report, we take a look at Canara Bank and Union Bank's earnings for the quarter Q1FY19. Both banks have historically shied away from releasing information about digital performances. Canara Bank Canara Bank reported a 11.87% rise in its net profit to Rs 281.49 crore in the quarter ending June 30, 2018 (Q1 FY19), as compared to Rs 251.60 crore in the corresponding quarter last year. The bank attributed the unexpected profit to a strong growth in its Net Interest Income (NII), which surged 43.13% during Q1FY19 to Rs 3,883 crore from Rs 2,713 crore in posted in Q1FY18. Internet & Mobile Banking – Internet Banking: The bank reported 5.09 million users at the end of June 30, 2018, as against 4.78 million users at the end of March 2018. – Mobile Banking: The bank had 9.56 million users in Q1 FY19 as compared to 9.01 million users in the previous quarter. Rupay Cards issued In this quarter, Canara Bank issued 4.25 million Rupay cards, slightly down from the 4.27 million such cards it issued in the same quarter last year. The bank said that it had issued 4.26 million Rupay cards in the quarter ending March 2018. Rupay is India’s payments system for enabling financial transactions, and is similar to Visa and Mastercard. Other data: The bank said that it has 45.2 million debit card users at the end of June, as compared to 43 million users in the previous quarter. The lender said it had a network of 9,221 ATMs, as compared to…

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