Punjab National Bank (PNB) hasn't given much information on its digital performance in its financial results for the quarter ending 31st March 2018, but here's what we have: UPI - BHIM users: PNB reported around 950,000 users on UPI via the NPCI owned BHIM application, up from around 780,000 at the end of December 2017, up around 21.79% - PNB UPI: The bank reported 850,000 UPI users via the PNB application, up 21.42% from 700,000 users at the end of December 2017. Note that PNB has embedded UPI services within the PNB mBanking application for mobile banking users, which should have led to an increase in usage. In comparison, the State Bank of India has reported 1.84 million active UPI users. eKYC PNB opened 7.463 million bank accounts using Aadhaar based eKYC during the quarter, up 39.4% as compared to March 2017. Direct Benefits Transfer PNB processed some 197.41 million transactions of Adhaar linked direct benefit payments transfers through the NPCI, up 67% year on year from 117.73 million transfers. The amount transferred is not very clear: it's possible that PNB missed adding a unit to this chart below. Internet Banking & Mobile Banking Internet banking users for PNB crossed 13 million during the quarter, an increase from 12 million the previous quarter, up 8.33%. PNB hasn't disclosed the number of Internet Banking transactions in its financial results. We do have some data from MediaNama's "Digital Payments in India" report, which has data for PNB till October 2017: Rupay Cards…
