Samsung Pay, the payments solution of Samsung Electronics, will be integrating the Unified Payments Interface (UPI) on the application in India. The company said that its UPI application will be provided by Axis Bank. Samsung Pay also added that Indian users will be able to integrate their Paytm wallet into the app and will allow customers to scan QR codes to initiate a payment, transfer money from peers and generate one-time codes for merchants at stores.

Samsung Pay was officially launched today but was available on early access earlier this month. Currently card networks and issuer partners include Visa, MasterCard, American Express, Axis Bank, HDFC Bank, ICICI Bank, SBI Card and Standard Chartered Bank. Citibank India is a forthcoming issuer and its credit cards will be live on Samsung Pay shortly.

The payments app will work on the following devices: Galaxy Note5, Galaxy S7, Galaxy S7 edge, Galaxy S6 edge+, Galaxy A7 (2016), Galaxy A5 (2016). Note that there were reports that the company will be bringing in Samsung Pay to its mid-range smartphones to increase penetration in the country. Currently, the service is live in seven countries including Korea, the United States, Australia, and Singapore.

The payments app will support NFC and MST (Magnetic Secure Transmission) technology which will work on any POS machine. MST allows a user to send a magnetic signal from a smartphone to the payment terminal’s card reader. Note that Samsung made it explicitly clear that the payment option will not support online purchases and will work only for in-store purchases.

For making a purchase at a store, owners of compatible Galaxy smartphones will need to launch the Samsung Pay app and then select the card they want to pay with by swiping left or right. Customers will have to authenticate the transactions via fingerprint or a PIN, and then place the phone near the POS machine or card reader or NFC reader to complete the transaction.