Among 10 different Indian mobile banking apps, we've found that in many instances these apps record/collect information like your contact list, call record data, info about apps installed on a phone, and even gain access to your calendar schedule. These apps are meant to interact with secured banks server and retrieve information about your bank account, make IMPS, NEFT, RTGS transfers within the app. So in this case, it is justified if these apps request ‘network permissions’ to privately connect to the bank servers. MediaNama specifically reviewed only the Android permissions that these apps were seeking. Based on this we narrowed down some privacy issues that these apps could pose to a user. (P.s: Yesterday we had reviewed Indian wallet apps) 1)Retrieve running apps This permission allows the requesting app to find out what other applications are currently/recently running on your phone on real-time basis, and different sub-task (activities running in an app) running on the phone. Android developer guide spells out that this permission was discontinued since roll out of Android Lolliop due to security risks. The permission can however be granted and work on phones with Android version below Lollipop. Apps requesting the permission: ICICI Mobile Banking - iMobile, Axis Mobile, CitiBank (IN), IDBI Bank GO Mobile 2)Read calendar events and confidential information, add or modify calendar events and send email to guests without owners' knowledge The ‘read calendar events and confidential information’ permission simply allows the requesting app to read sensitive and private information saved (such as…
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