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“It’s baffling why RBI excluded PPIs from payments bank licenses” – Oxigen’s Pramod Saxena

Payments solutions provider and mobile wallet Oxigen Services was one of the 41 applicants who had applied to the Reserve Bank of India (RBI) for a payments bank licence. Although they were not in the final 11 who got the in-principle nod from the RBI to set up a payments bank, Pramod Saxena, chairman and managing director of the company tells MediaNama that the company will continue to push aggressively on the financial inclusion space. He also spoke to us on the details the RBI was looking from applicants and their foray into POS machines. MediaNama: Oxigen has not got its payments bank licence. What will be the company's plans going forward now?  Saxena: Well our activities of building the last-mile infrastructure will be continuing. That was there even before payments bank announcement. So our core business is to create a footprint for access network where transactions, payments and also all money transfer related activities can happen. And all of this was part of our core proposal to the RBI. We really don't understand how and what got mixed and what's the real criteria for selection. So we will continue to build our network and hope that there will be people who want to partner with us, use our network, share our network. And under our PPI licence, we continue to do a whole lot of these activities anyway. So we're looking to keep our push aggressively and when there's an opportunity next time in the future, we do hope we will have…

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