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Is The Reliance Apple iPhone 5S Offer Worth It? – Capital Mind

RCOM has a great offer for the Apple iPhone 5 (C and S), where you pay very little down, pay every month instead for 24 months, and then get all voice, SMS and data for free, unlimited. But how good is the offer? Also See: Unbundling the iPhone 5S Deal For a Cheap Unlimited 2 Year Plan   First, if you’re one of those mad Apple fans that will only use Apple products no matter what the rational argument against them, just because they’re Apple, then you should stop reading here because you couldn’t care less what the economics is. Now, let’s see the offer. From the press release: This means you pay Rs. 2,600 per month for an iPhone 5C, and Rs. 3,000 per month for an iPhone 5S. And then, from @Harry_Jerry:   The Deal As a bundled deal, the transaction gives you a phone and two years of services free, as long as you pay a fixed amount every month. You get unlimited data, unlimited (India) calls, and unlimited SMS (limited to 3K texts per month). What you do is: swipe your credit card - only Citi, Stanchart and ICICI (and now, HDFC, it seems). The amount charged is Rs. 61,856 (for the iPhone 5S, 16 GB). You then pay your credit card back every month: a sum of Rs. 2,999 will be added to your outstanding amounts Credit Card Limits, EMI and Interest For the example above, You need an available limit of Rs. 62,000 or more to avail this facility…

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