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TLabs Incubated Happay Launches Its Prepaid Mobile Wallet

TLabs incubated VA Tech Ventures Pvt Ltd. has launched its operator agnostic, prepaid, mobile wallet, Happay that syncs with mobile number and SIM card to allow P2P and B2C transactions. This ZipCash enabled mobile wallet does not require a bank account integration. However, users are required to submit KYC documents for transactions above Rs 10,000. The mobile wallet app is available on Android handsets and can be downloaded from Google Play Store. Once registered on the app, users can load money onto their mobile phone using net banking, debit/credit card or Happay recharge coupons to make payments to different people or for services. Currently, Happay coupons are not available online or offline. Since Happay is a semi-closed wallet, users can cash out their money only into a bank account and not at retail stores. When we checked their website, we noticed that users can make cash transfers to bank accounts, ask others to pay, make P2P payments, mobile and DTH recharge, and also send invoice for the payment received. We suppose the invoice feature is for businesses. Users can share bills at restaurants and other places and also make group payments using this mobile wallet. Speaking to Medianama, Anshul Rai, Co-Founder of Happay said that focused on integrating services where cash is the only option, Happay is trying to partner with cab and auto rickshaw aggregators and even ecommerce companies for Cash-on Delivery services. Instead of paying cash, customers can then directly transfer the money from their mobile phones into the…

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